WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, December 27, 2013

Quick No Faxing Payday Loan Helps You Instantly

Quick No Faxing Payday Loan Helps You Instantly
The Loan doesn't demand the borrowers to go through lengthy time consuming process. As it is stated No Faxing Payday Loan is customer friendly and time saving which requires limited paperwork. For you to successfully apply for the loan, you have to be an American citizen of over 18 years of age and must have a minimum monthly income of $1000 per month. You would also be required to provide your personal details which would include identity and address proof as well as valid bank account. You can easily get the loan even if you poor credit record. One of the benefits of the loan is that it doesn't demand the applicants to fax lengthy documents to the lenders. In short, borrowers can get the money they require without the usual hassles of loan filing making it time saving and more convenient.

How much can you get?

The purpose of the loan is to provide prompt relief to the borrower for short term requirement. Hence, only limited amount of money is provided for pressing financial need. It ranges from $200 to $500 and is offered for a short period with payment scheduled at next pay day. As part of the procedure, you would be requested to give the lender a post-dated check for the entire amount along with interest charged and other charges. The check is returned to you by the company if you chose to make the payment before or on your pay day.

Benefits of the PayDay Loan

The PayDay Loan system is highly effective and quick way to obtain cash. Cheap PayDay Loan comes with variety of benefits for the borrowers. First of all, you can get the money transacted immediately through an online electronic transfer, however, an offline option is also available. Offline option being the quicker of the two is advisable if the time is a constraint. After you have filled the online form containing the minimum details, your request for the loan is immediately processed. Second, electronic transfer to the bank account takes only two business days. There are many companies which are presently advertising to credit the amount in less than thirty minutes after you fill out the form. Third, the lenders do not rely on credit records of the borrowers and provide the loan solely on the PayDay requirements. Fourth, the lenders do not mandate any bank or third party guarantee and the amount is transferred without any collateral.

Important Pointers

The PayDay Loan system is highly reliable but it is recommended that the lender understands the layout of the process. The PayDay Loan can be obtained only at high rates of interest as there is greater risk associated with the loan. The final figure which is an aggregate of the principal amount, interest and charges makes the loan very expensive and should be resorted only as a last option. The interest and extra charges together could leads to a rough total of $15 on every $100 that is borrowed. As can be seen, the interest rates are substantially higher when compared to usual loan facilities. This makes them untenable for long term borrowing and is provided only for short periods of time. But when the benefits are considered with risks the PayDay Loan becomes a useful option in an emergency.


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