WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, December 27, 2013

Payday Loan Saved Me!

Payday Loan Saved Me!
When we are in need of money, we check our resources for possible ways of getting what we need (which is money). I always tell myself to look for option that doesn't cost much. My first option is always ask for family member or close friends first. The reason for this is because they won't charge me interest rate and if they do, it's just a few dollars... until I experienced it myself.

It's in the middle of the month and my son got sick, hospital bills is pain in the ass. I've used my savings for his medication and to pay bills and mortgage. On top of that I have to pay my credit card too and serve food on our table. My next paycheck will arrive in 2 weeks time and I know I'll run out of cash before having it. I'll have the amount I need when I get my pay... I just know for now... I need help immediately. I asked my cousin to lend me some money, she did lend me the amount I need and charged me 5% of the amount I borrowed which is okay and I told her I can pay it right after I get my paycheck which is after 2 weeks... I thought I'm safe now.

One week later, I'm still waiting for my pay when I received a phone call from my cousin. She said she needs the money back immediately, something came up and she needs it badly. I don't know where to get money, I said "I'll try to get it paid immediately" and she said "When you needed it, I gave it to you without second thought. You have to pay it back." I am very much thankful she gave me money when I need it, I know she just need the money and I'll pay it. That's when I realize it's better to use payday loan. Here are the reasons why:

Payday loans has specific due dates, while family/ friends don't have 
With Payday loan, once you paid the borrowed amount, you're done while with family and friends, you will always owe them something. (in some cases, this doesn't apply) 
Last is in some cases, it affects the relationship.

I applied for payday loan. I always use Responsible loan, they provide great service, they have higher interest rate than the usual lending company because this is "Short term loan" and it's high risk. Most important is they tell you the amount you have to pay in detail. I applied there and have the money the same day, paid back my cousin... then I was relieved.

I asked for help from a family member to save money, but it turned out it's not that good option for me. I am still thankful though but I have learned that it's better to use Payday loan than the other option. Payday loan is a short term type of loan that has to be paid within 30 days. They send reminders the day before the due date so you won't forget. Payday loan is really a life saver!


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