WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, December 27, 2013

Online Payday Lender Tips for Safe Utilization

Online Payday Lender Tips for Safe Utilization
There are a lot of people who look to an online payday lender fast cash to get them out of a sticky money problem. Unexpected expenses can often throw a budget off its track, especially when payday is still a few days away. When your money management has left you less than credit worthy, alternative money may be your only opportunity to correct a finance problem. It is important to understand what you are up against with short-term loan lenders.

*You will find all kinds of lenders but they will not all have the best 'customer focused' practices. Find a good one before you apply.

Hard times often call for tough measures. Payday loan help is more expensive than typical options, but when there are no options left to use, the best method is to search for a safe online payday loan lender to service their loans.

*Piggy-backing short-term loans as well as getting multiple loans at the same time are never a cost effective idea.

Because the interest is higher than typical money transactions, obtaining a loan is more expensive if left out past original due date. It is important to learn a company's policies and payment options before you send in the application. Do your homework and find a company with a good reputation. Social media now makes it easier. Search the company on Facebook, G+, Twitter or Pinterest to what they offer.

* When it comes to applications, there are some important things to know before you apply. It's also important to be completely honest on your application. Good lenders will use this information to qualify you for an affordable loan.

First off, make sure that the direct lender is not one of those companies that charge an application fee. This is only upfront money with no guarantee of being approved. You are looking for a loan not paying to apply for one! It is also very important to be truthful on your application. Good companies will validate your information. The loan is risky enough without credit checks. Lenders that follow guidelines are more apt to be customer orientated. That's good for everyone involved!

*Shop for the best online direct payday loan interest rate.

Since these loans will charge you fees for every $100, it is important to find a company that offer rates at competitive rates. Understand all fees involved with the loan process from beginning to end. Even if you plan to pay it off in full it is best to at least know the consequences ahead of time.

* If you have been in trouble with short-term loans in the recent past, take it as a cue that they may not be your best solution now either.

You have to learn from your mistakes. If online direct payday lenders are not affordable solutions, then find a new one. Making the same costly mistakes over and over will not help your finances at all. Try to cut back more within your budget or try to earn extra cash instead. If you are stressed now, you will be even more so later once the added charges knock out your bank account.

*Be careful finding a lender. There are those who fraudulently pretend to be lenders. They will often have names similar to well-established companies.

Look at websites, call telephone numbers, ask questions and expect professional results. You do not need to send off an application to any company that does not provide good customer service at a competitive price. If you do not qualify for the loan with your first few applications, don't ignore the signs. Protect yourself and your money.


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