WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, December 27, 2013

Fast Loans - An Introduction

Fast Loans - An Introduction
In summary, fast loans provide an option to meet short term financial exigencies. People with diverse needs can use these in various ways.

There is a constant high demand for fast loans. Consequently many lenders are offering various products with lot of attractive schemes including loans available in less than an hour of applying. Fast cash loans are normally unsecured debts lent to meet unexpected expenses and usually repayable from the next salary. Higher amounts are also available.

Fast loans may be needed urgently for medical bills, car repairs, children's educational expenses, repairing or replacing home appliances like a refrigerator or everyday essential things that makes our life easy.

Eligibility norms for fast loans are quite lenient. Usually the borrower must be above 18 years of age, must have a bank account, must be employed with a minimum stipulated salary as per the lenders rules and sometimes lenders insist that the borrower should not have any outstanding loans in his name.

Fast loans being mostly unsecured and credit worthiness of the client not being verified before loan disbursal, the lender may conduct preliminary checks to avoid future defaults. The borrower may be asked to submit a proof of identification like driving license or a passport. This is like a guarantee, an added criterion to ensure repayment capability.

Credit checks not being an issue for fast loans bad credit should not be a worry when applying for a fast loan. Credit check being not compulsory or even mandatory any person with any range of credit proposal can expect approval. The procedure is almost on the spot. The application can be made online. Documents need not be faxed or mailed. Within 24 hours of getting the application, funds are made available in the borrower's account. Sometimes lenders even credit the money within an hour of application. By authorizing the lender online to recover the amount on the due date from the account makes it easy to make payment. Ensure that to repay the loan in time funds are available in the account on the due date. This way repayment is without hassles.

Before applying it is wise to make a comparative study of different lenders as also their terms and conditions in order to avoid risks and unnecessary hassles in future. The rates of interest on fast loans are different for different companies. People can get different estimates at no cost online to compare and contrast them at their own convenience.


Post a Comment