WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, December 12, 2013

Emergency Payday Loan Introduces New Educational Article

Emergency Payday Loan Introduces New Educational Article
Emergency Payday Loan is expanding its collection of online informative articles with the addition of the “Rates & Fees” article to its website. This new resource offers consumers information on the costs associated with taking out a payday loan. The site is offering this material in hopes that prospective loan borrowers will better understand the rules and regulations tied to payday loans and what rights they have when borrowing one.

"At Emergency Payday Loan, we are committed to helping educate consumers on the payday lending process and the financial options available to them,” says company spokesperson Craig Lee. “We want to give consumers the tools necessary to make smart choices regarding their payday loans. The fees and rates connected to a payday loan can be confusing to those who are used to dealing only with traditional loans through banks, so becoming fully informed about them is essential.”

Consumers taking out an emergency loan through Emergency Payday Loan are protected under the Truth in Lending Act. This means that the lenders the company works with have to disclose all details about their loan fees, interest rates and payment policies up front to potential borrowers. With this federal law in place, consumers are safe from dishonest lending and collection practices and are able to make smart decisions regarding a payday loan before they even accept one.

When individuals apply for a payday loan from Emergency Payday Loan — which they can do by taking just a few minutes to complete the company’s simple, brief online application — they generally receive an extremely quick response. After their loan request is approved, they can then look through a number of offers from different members of the site’s lender network and decide which offer is the best for them based on its rates, fees and terms. Once they have decided on a particular offer and signed the loan contract, they get their loan funds deposited directly into their bank account within a maximum of one business day.

Some would-be borrowers worry about the rates and fees associated with payday loans. This concern generally proves needless, as the loans are designed to be for the short term, with a single upfront fee determined at the time of borrowing. Plus, borrowers won’t accumulate interest over years of debt, since payday loans are meant to be paid back on the borrower’s next payday, usually within four weeks. Easy access to their money and the quick repayment time mean consumers won’t be tied to their loan for long. Those who repay the loan with their next paycheck will be free of further expenses and fees. Emergency Payday Loan does, however, offer extensions for people who are unable to repay their loan by its due date.


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