WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, December 4, 2013

Easy Online Payday Loans - Take Care Of Your Mid Month Worries

You can opt for an easy online payday loan if you face a financial emergency. It may happen that you have to urgently meet some unexpected bills like car repair bills or a huge grocery bill in the middle of the month. At such a time a quick loan of cash is what you need the most to help you overcome the expense. These loans are called by this name as you can get them easily through online transaction. Their repayment time period is about two weeks that is till your next payday. The amount lent through this system is small and ranges from $100 to $1000 only.

The Loan Is Instant

The greatest advantage of easy online payday loans is that they can be got instantly within 24 hours through a very simple online process. This means that you needn't waste time in personally going and applying for the cash advance. One cannot deny that another added advantage of the online process is that the ordeal of facing someone in such an embarrassing situation is not there. You have to provide some details in the company's online loan application form like your name, address, employer's name and bank account number. Once the application is approved of, the lending company transfers the required loan amount into your bank account. The main eligibility criteria for the loan are that the borrower should be 18 years or above, employed and having a valid bank account.

High Interest

The only disadvantage of easy online payday loans is that the interest rate is high, generally $15 to $30 per $100. The company will expect you to write a post-dated check for the total amount of the borrowing cum the interest. The condition is that on your next payday you must repay the loan. It is also a good idea to repay the borrowed amount within the time period. Borrowers will agree that a reason why lending companies are keeping such a high rate of interest (about 390% to 780% when expressed as annual percentage rate) is because the lenders are at a risk, providing cash loans to people without collateral or any other security. Moreover these companies also provide loans to people with a bad credit score.

A Suitable Deal

Nowadays there is stiff competition among the payday loan companies. You can get information on all of them from the Internet. It is advisable to conduct your own research about the rules and interest rates of different companies before you decide on a suitable company. With the availability of easy online payday loans you can stop worrying about your mid month financial problems. 


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