WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

What to Look For in a Good Cash Advance Provider

What to Look For in a Good Cash Advance Provider
There are many companies around today that offer cash advances or payday loans. While choice is a great thing for consumers, it can make the process of selecting a reputable cash advance provider a little confusing. When you are searching for a lender to obtain your cash loan through, there are some things to look out for that will help you choose the right lender for you.

One of the most important things to look for in a cash advance provider is that they comply with the legislation that applies to payday lending in the state in which you reside. One way to check this is to find out what guidelines are in place for payday lending where you live and check this information against the terms and conditions stipulated by your cash advance provider. Another way to ensure that you are only going with a legitimate cash advance provider is to use a payday loan affiliate site. These companies find cash lenders for their clients through a nationwide network of registered lenders, so you can be sure that you will only be getting your cash advance through a reputable lender.

Naturally price is an important consideration when deciding on a cash advance provider, however the cheapest lenders do not necessarily mean that they are the best. Be wary of companies who offer free or 1 cent fees for first time customers. While these special offers can be genuine bargains, companies cannot operate for long offering these prices so look out for the hidden catch. Instead, you should look for lenders who offer competitive and reasonable rates on their cash loans and ones who have no, or a very small, application fee. Also be sure to check out any additional fees that these lenders may charge, including late payment fees or charges for loan extensions.

When choosing a good cash advance provider it is important that you read carefully the company's privacy policy, particularly when you are dealing with online lenders. The information you supply to your cash advance provider should only be used for the purposes of validating the information that you provide in your application and should not be used for any other commercial reasons. Try to avoid any cash advance provider who states that they have the right to sell your information or pass your details on to any other companies.

Before you decide on a cash advance provider it can often be a good idea to seek out some feedback about the lender you are thinking of using. While a lender's website may provide a feedback section, these are used more for advertising purposes and so you should always check to see if there are any independent reviews written on your lender. You can also find out information about lenders through the Better Business Bureau. This independent agency offers information about the business backgrounds of a large number of companies and can help you determine the credibility of many different online cash lenders. Remember, before you sign any loan contract you should ensure that you read all the documentation and understand the loan agreement that you are entering into.

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