WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, November 10, 2013

Using Online Cash Loans for Quick Cash Infusions

Using Online Cash Loans for Quick Cash Infusions
In today's fast paced world, it is impossible to be prepared for everything. There are so many elements of life that can throw you a curveball and what was once a stable economic situation can spiral out of control at the drop of a hat. If you are in such a situation, there are options to help you out including the use of a personal cash loan obtained online. These loans are available for anyone who needs them and are often offered to you regardless of credit history.

What Are Online Cash Loans?

Online cash loans come in what is called an unsecured format. That means that you do not need to own a home or vehicle to get them and if you do there is no need to use it as leverage against the loan that you take. Generally, these loans are available to borrowers depending on their income. They do not require a credit check, so those with bad credit can and will qualify. These are based on your income only, so you do need to have a steady job. There are many different lenders who offer cash loans online.

How Much Can I Get from an Online Cash Loan?

Generally, these kinds of online cash loans will be offered in small amounts, generally between $100 and $1500. How much money you can get will depend largely on your monthly income and needs. These loans are basically there to serve as a bridge between paychecks for those unexpected circumstances in life when money is needed right away. So therefore, you should be able to pay back the loan with one or two paychecks.

Rates, Terms, Fees and Other Details of Online Cash Loans

Because of the small amounts offered by these loans and their use as a bridge between paychecks, the terms for them are generally very short. Also called payday loans, the purpose of this kind of lending is to help you out financially before you get paid. Therefore, the term of the loan can be anywhere between 14 and 30 days. There is usually an option to extend the loan's term for an additional 15 days; however you need to realize that additional fees and interest will be accumulated as a result.

Do You Qualify for an Online Cash Loan?

To qualify for an online cash loan, you need not be subjected to a credit check since they are income based. However, where you are employed and how long are important. Generally, you will need to show that you have had your job for a minimum of six months and have a standard monthly pay of $1000 at the least. You also need to be able to prove as much through documentation such as paystubs.

You need to have your own a bank account since the money that you obtain from an online cash loan will be directly deposited into that account. Because the entire process of an online cash loan takes place through the internet, you will need to have the bank account to receive funds. However, the good news is, once you are approved, the money will be in your account within a few short hours.


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