WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, November 27, 2013

Online Payday Loan Debt Help May Steer Your Finances Back On Track

Online Payday Loan Debt Help May Steer Your Finances Back On Track
When reading articles about personal finance, you will find lots of information about budgets and savings accounts. Budgeting is the mastermind plan behind turning your take home income into a way of life. When the budget is supported by a personal emergency savings account, credit cards and online payday loan applications are not an issue.

Credit cards are one of those things that you truly cannot do without. You may be able to afford everything you may possibly need and want with cash alone but without the use of credit cards your will never have good credit. The credit bureaus use credit card use to calculate credit scores. If your credit history shows no credit use, your score will have a negative effect. There you have it, credit cards are a must have so the sooner you learn to manage the debt, the smoother your finances run.

Very rarely will a person read a finance article which says that your finances will be in better shape if you use an online payday lender to make ends meet. Because of the fast turnaround nature of these loans, you probably never will see them as a front runner in good finance magazines. The high interest and two week payoff term is not smart finance sense. People who write these articles probably have never stood in the shoes of the millions of people who do apply online or at storefronts for a way to get make through to their next paycheck. The credit bureaus have no value to these loans as they are difficult to measure in credit history since they are only out for a short period of time. The only time they are placed into your credit history is after a collections agency obtains the default debt. That is anything but a positive effect.

When you create an emergency savings, you become your own fast cash lender. You get to use an interest free loan when you transfer much needed cash from the savings into the checking account. Take care of whatever money emergency is before you at no extra cost. Depending on your financial situation, the road to replace the money used could create new problems if not handled correctly. Some people need the added pressure of potential money failures in order to put money into the savings account. You have to treat your savings like you would any other lender. No slacking when putting money back into the account. Just because there are no late charges within your own savings, it doesn't mean you should put off replacing the funds. Emergency money situations have no time line; you could turn around and have another money emergency at your feet tomorrow.

When using credit cards or direct payday loans for financial emergencies it is important to keep the debt under your control. As soon as you let debt control your finances, you will become more dependent on costly cash.

The beauty in having debt is that it is not a final financial death sentence. There are ways out of personal debt. Remember those magazines, newspapers or online articles you have read? There are many more like them out there which will offer you much needed tips and strategies to regain financial control. If you need some extra guided assistance, look to a friend or family member who has good personal practices. Check out a credit counselor if you want to keep your financial problems private. If you would like to put a plan in place to help your finances over the long run, take the next step and invest in a personal financial adviser.

Don't give up on your finances. Find a way out of your situation and gain back the control you need to make your financial future bright and cheery.


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