WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, November 5, 2013

Online Payday Lender: Protect Your Finances With Best Lenders

Online Payday Lender: Protect Your Finances With Best Lenders
When looking for a direct online payday lender to help out with emergency costs, it's important to understand how these loans are supposed to work. The more knowledge you have going into to your search, the better equipped you will be in finding the best lender. There are too many predatory lenders out there waiting for inexperienced borrowers to come knocking on their online doors.

Most responsible lenders will be straight forward with their customers. They are easily reached and respond to questions efficiently. There are never unreasonable demands and will they ever ask for money up front. Some companies get away with applications fees as a way for obtaining extra income. It is important that a borrower knows what to look for during the application process or at least calls ahead to find out if the company charges application fees. There is no need to pay for filling out an application unless it is something you want to do. Most customers have no money to spare. It led them to a payday online lender in the first place. Keep your money safe and by finding a responsible company to work with.

Every now and then there is a story reported about a customer losing money in their search for quick cash. It is always sad to read how the customer is duped out of what little cash they do have. It is important to spread news like this in order to help educate another potential borrower from making the same mistake with this lender or any other fraudulent company.

A woman in Georgia lost $600 of her own money in an attempt to obtain a $1600 loan. Needless to say, the loan money never came in and her initial investment was not returned either. This situation stemmed from a woman desperate to obtain funds, a lack of prior knowledge about how the online payday lending industry works. She talked to the company representative on the phone and was instructed to send almost $600 to cover processing fees for her loan. She was concerned by the request as it was unfamiliar to her understanding of how the industry runs their loans. It didn't sound right and she was skeptical but her desperation to get the loan overwhelmed her.

You guessed it! She wired the money in two separate transactions as the person on the other end of the lined guaranteed that by the time she got home, her loan will be in the her bank account. The representative even stayed on the phone with her all the way home as assurance that the money was coming. As soon as she got online to check her balance, yep, the call was lost and no one was on the other end. It was too late. There is no retrieving the wired money and this unfortunate customer found herself in a worse situation.

To help prevent additional problems, she cancelled her bank account that was associated with the online application. This would prevent any further problems with fraudulent withdrawals.

It's a hard lesson to learn. This woman knew it sounded wrong but went ahead and fell into the fraudulent trap. She will never make the same mistake twice. If her story can help to educate others from falling into similar traps then it will give some value to her loss. There are many responsible direct payday lenders online who will not make any attempts to misinterpret their intentions or take unnecessary funds away from their customers, but they may also reject your application. Part of being a responsible lender is not only following best practices during a loan transaction but will also deny loans to some applicants for not meeting standard qualification guidelines.

Don't settle for a story which is too good to be true. Know that a direct payday online lender will charge higher interest for quick cash loans but they will never ask for any money upfront.


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