WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 7, 2013

How to Find a Legitimate Payday Loan Service

How to Find a Legitimate Payday Loan Service
Choosing the Right Lender for Your Payday Loan

If you need money to hold you over until your next paycheck comes in you may want to consider a payday loan. These loans are an easy and convenient way to quickly pay for medical expenses, late bills or other emergencies. Payday loans can get you the money you need in minutes. They are a short term loan and will often require you to repay them in only a week or two.

Payday loans are convenient and do have a legitimate purpose in helping people to meet their financial needs. They are expensive, but are a real solution to financial problems in many situations. Of course, choosing the right lender is critical. You need to find a lender that is interested in you and your needs, not just in taking your money.

Finding a legitimate payday loan company is easier than you might think, especially if you take advantage of the many resources available online. Here are a few tips for choosing the right lender for your next payday loan.

Read Online Reviews

Online reviews are a great way to get a general idea of the type of company that you will be dealing with. These reviews will allow you to learn a lot about the company like how long they have been in business and how they generally treat their customers. Remember that a couple bad reviews don't mean that a company isn't legitimate. Most people will only take the time to leave a review if they have had a bad experience in the past.

Consider the Age of the Company

Choosing a new cash advance lender might not be a bad decision, but it is risky. Lenders that have been in business for a long time have probably stayed in business for a reason. Check the age of the lender you are considering by doing a quick online search.

Understand How Much You Will Need to Pay

Don't enter into a payday loan contract without first understanding exactly what the service will cost you. Cash advances are expensive, but some companies charge more than others. Watch for hidden fees and other charges since they can really add up and can make your loan much more expensive than you originally thought it would be. Also find out their terms for late payments. Reading through the company website carefully will teach you a lot.

Read the Legal Documentation

Don't just assume that the contracts you agree to online say everything they should. Make sure that you read each contract carefully before agreeing to the loan. Also take a few minutes and read the company privacy policy. Your loan term, interest rate, fees and other charges should be clearly stated.

Make Sure They Are Registered

Finally make sure that your fast online loan company is registered with the Office of Fair Trading. Their website should clearly display their Consumer Credit Number which will make it easy to check their status. The Better Business Bureau will also be able to give you a good idea of the number of complaints that the company has received.


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