WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, November 1, 2013

Get an Instant Loan When You Need Cash Today

Get an Instant Loan When You Need Cash Today
Emergencies happen, when you least expect them. Whether it's a car that won't start in the morning or a sudden medical issue, life can take an unexpected turn. The fact is most hard working Americans live paycheck to paycheck, with no cash reserves for emergencies. When something unexpected happens, the lucky few are able to borrow money from family, friends or coworkers, but for most people, this is not an option.

Short term loans also referred to as cash advance loans, are offered to consumers, who need cash in 24 to 48 hours. Most lenders offer cash up to $500 but select lenders provide up to $1,000. Once you are approved for a loan, cash is wired to your checking or savings account. You can then withdraw the money via an automatic teller machine (ATM) to meet your needs.

So what's the catch? Cash advance loans are short term loans, which means that you are expected to repay the loan in 14 days to 30 days. Some lenders allow you to extend your repayment period but that means that you have to pay additional interest charges.

What are the qualification requirements for a loan?

Most lenders have three main qualification requirements. The most important requirement is that you are employed and have held your position for at least 90 days or 3 months, with the same employer. Additional requirements may include the amount your earn per month. For example, some lenders will only provide a loan, if you make at least $1,000 per month after all deductions. Deductions include child support, alimony, medical and retirement expenses. Lastly, some lenders only offer loans to citizens of the United States.

I have bad credit - Can I still get a loan?

Yes. Unlike traditional loans, which require a good to great credit score, cash advance loan lenders just need to know that you are employed and can repay the loan back. If you have a credit score below 720, getting a traditional loan such as a home equity line of credit (HELOC) or home equity loan, will be difficult, even if you own a home.

You can get a short term loan, whether you have no credit, a history of bankruptcy, foreclosure or write-offs, as long as your employment history can be verified.

What is the next step to getting a loan?

You can get a loan at your neighborhood cash store or apply for a loan, online. The main advantage to applying electronically is that you can get a loan faster, with less hassles. If you choose to apply for a loan at your neighborhood, ensure that you have the proper documents, including pay-stubs, banking information and references. Most online loan applications can be completed in less than 2 minutes, if you have your employment and paycheck information.


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