WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

Everyone Qualifies For Instant Payday Loans

Everyone Qualifies For Instant Payday Loans
Many people have found that they can receive Instant Payday Loans more quickly than a bank loan. Where banks usually have a lot of red tape, pay lending companies do not. Banks have very strict rules that they use to govern the way they conduct business. Lending companies are not extremely strict, and they too have their own set of rules, and requirements.

Lenders maintain a strict age policy. Individuals under the age of 18 are not eligible for a payday loan. They must be at least 18 years of age, before they are allowed to enter into a legal contract. Another requirement is that the borrower must have a steady source of income. It does not matter where the income comes from, as long as it is verifiable.

Having an active checking account is what many lenders prefer. The borrower must have direct deposit already in place. The account can be an existing one with at least one month of activity. The checking account is needed for the deposit of loans and the withdrawal of payments. Payment due dates on set up on the borrower paydays.

Loans which cannot be paid back on their original due dates will incur additional charges. Borrowers will need to call the lending company and ask for an extension to avoid higher fees. Higher fees are normally check return fees that banks charge for insufficient funds. Despite of the charges associated with bank fees, paydays are still easier to obtain, and can be borrowed with no explanation.

The money can be borrowed for nearly any purpose. No explanation is needed nor is one required, as to why the money needs to be borrowed. Most people need to pay utility bills such as lights, water, and gas. Some people may find themselves running short while they are still on vacation.

Individuals can use one of several ways to apply for an instant payday loan. They can apply online in the comfort of their home, or they can visit an onsite center. The online process is probably the simplest and most preferred method for applying for a loan.

The onsite visitation requires a lot of documentation. The individual can walk into any lending office, and apply in person. They must have verifiable information like proof or source of income, Current bank statements, Current picture ID card, and proof of residence. No loans are approved without these items.

As long as the borrowers have this information, or can bring it back, they can be approved for a loan. The reasons why these loans are popular are because of their low interest rates. As long as the age requirement are met the borrower should have not problem qualifying for a loan.

Anyone with bad credit can apply for a low interest loan. No cosigner and no collateral are needed. These short-term loans are not meant to be a permanent long time solution to financial problems. Banks are not as generous as other institutions. Their strict guidelines will not allow them to approve a loan for everyone.


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