WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, November 5, 2013

Best Option to Consolidate Payday Loans

Best Option to Consolidate Payday Loans
The downside in using a pay day loan is that, you will just waste money paying for fees and interest rates to cash advance companies. These loans are only for the short term. This is the reason why so many people are taking the risk to get advances, so that they will have enough money to sustain their needs to pay off their debts as well. If you find yourself in this kind of scenario, it will hinder you from achieving financial success. To get out of this situation, all you have to do is to consolidate payday loans.

Consolidating your loans is a smart step and there is a program designed for those who want to pay back their payday loans and to pursue financial stability. All you have to do is to consult specialists and they will quickly explain the available options and the steps needed to accomplish this consolidation. In getting a consolidaion, you generally need to use another loan to pay the entire whole payday loan that you have. This will help you avoid being charged with fees and high interest rates when you don't have enough money to repay your payday loan fully. If you want to consider this solution, here are the best options on how to consolidate your loans.

Get a secured loan- One of the most common types is the home equity loan which is secured. If you have sufficient money to pay your payday lenders, you can use this approach and finally pay the previous loan that you have. When you choose this option, you must have the capacity to repay it, or else you will ultimately lose your house.

Try to get a personal loan- If you don't have any property that will serve as collateral for your loan, then another option is getting a personal loan. This loan is not just actually taken from a bank because you can also ask the help of family members, relatives or friends who are financially stable enough. This is the easiest option to consolidate payday loans because most of your family and friends are the ones you can turn to especially when it comes to financial matters.

Use a credit card- the last way on how to consolidate these loans is to use credit cards even though they are popular to carry interest rates that are high. Still, credit cards can offer you lower rates than having payday loans. So, it is much better to look for credit cards than to advertise promotional rates. You can repay all of your previous loans using these cards but you need to be wise and careful in using them. Mostly, promotional cards are advertised in just a period of time, so you need to repay it before the regular rates are charged.

These are the best options to consolidate payday loans. All of these options are beneficial in avoiding high interest rates and fees of these types of loans At the end of the day, it will still be your choice but make sure that you will make the right decision.

Now there is another valid way to consolidate payday loans. See why we have been voted the most professional and successful payday loan consolidation company out there today.


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