WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, November 1, 2013

Best Cash Advance: Find A Best Direct Lender Before You Apply

Best Cash Advance: Find A Best Direct Lender Before You Apply
The best cash advance loan available to anyone needing emergency money would be through a lender who does not charge unreasonable fees. With a little bit of time spent researching direct lenders, you will be able to find one who keeps the extra cost down. Some companies know that customers are going through a hard time and they act accordingly. It is the predatory lender who will take advantage of someone in a financial crunch. Do your homework to avoid spending money you don't have to spare.

Most financiers understand that even low fee cash advance loans are potentially trouble come due day. Having to pay the loan in full along with the service fee is a hefty chunk of cash out of a single paycheck. For many, this payment puts the rest of the budget in jeopardy. Oftentimes, it takes a borrower at least a few paychecks to pay the money back. Who wants unnecessary charges?

The most common fee for a direct low fee advance is interest or service charge. Because these loans have a two week term on average, there is no time scheduled to earn interest. Direct lenders will attach a fee to the loan repayment in order to make money off of the loan. Using third party money is not free so don't be alarmed to see the added cost. A good lender would not charge any other fee if this money is paid on the original due date. There are some companies that try to sneak in application fees into the process. These predatory lenders will debit on average $30 from each applicant's bank account with or without an approval status. This fee can be avoided by looking for a "free application" message on their website or giving their toll-free number a quick call and asking point blank. Applying for a loan should always be free.

If you cannot pay back your loan on time, you will have to be prepared to pay extra in interest. There should not be any type of service charge for extending or rolling over a loan. Your interest charge should not change either. From term to term, your loan should continue to be processed the same unless you are told ahead of time. Hidden fees are a sneaky way for a predatory lender to take advantage of a borrower's inability to pay the loan off as planned.

The last thing anyone wants to have is a bad financial situation turn worse. Many folks who use these short-term loans and return to the direct lenders for additional loans at a later date appreciate the quick help when other opportunities are unavailable. The higher priced interest is understood and handled efficiently knowing that it will cost a little bit extra to make finances work. For those who have poor credit, it comes as a relief to get an emergency loan despite the high interest. The interest rate is something which can be researched as you try to find a best direct lender. Many lenders will offer lower than average rates to keep up with the competitive market. The good thing about finding a great lender is that once you do find one, future loans will be even quicker with a go-to direct lending company during a financial emergency.

Take the time needed to find a great lender. In fact, it would be in your best interest to take the time to find one before you are in the financial crisis. There will be less pressure and stress come time to apply for emergency cash. Take the time to find your best cash advance lender now and have a plan of action when the money crunch does occur.

Spotya! Cash Advance Loans does not advocate using a payday loan for just any type of spending. Visit


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