WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, November 12, 2013

Basics Of Getting Cash Loans Online

Basics Of Getting Cash Loans Online
Getting cash loans online is a good way to get extra money you need if you run short before your next paycheck comes. Most anyone can be approved for a fast cash loan regardless of their credit history. The lender won't look at your credit history because you are already a risk. Who wouldn't want this kind of convenience? It takes the hassle out of jumping through the hoops at banks and waiting for approval. Many online loan sites offer this service and all you have to do is fill out a simple form with your information.

The basic requirements are you will need to have been employed for at least 90 days, be 18 years old, a checking account that is at least 90 days old and a net salary of $800 after taxes. Before you are approved the lender will verify you have no other outstanding cash loans online. You will be sent an email upon your approval. You do not have to fax anything since it is all done online.

The lender then determines how much they will let you borrow which is usually $100-$500. These type of loans come with many benefits. One nice benefit of is that some lenders offer multiple loan protection. This prevents you from borrowing more than necessary which leads you further into debt. Another nice thing about them is you should have a decision in less than fifteen minutes.

While getting quick cash loans online can help in times of trouble it doesn't come without it's cons. Critics claim lenders target younger adults and poor people who have no clue about what they are getting into. Interest rates can be out the roof if you fail to pay on time and rates can compound daily. While some lenders allow extensions this increases the amount you pay back because of fees involved. Another disadvantage of borrowing online is the terms and conditions can be confusing or can be missed in the fine print.

The decision to apply for fast cash loans online is yours to make. They were created to help you out when you need it. It is the best solution for those who can't borrow from their banks and have bills to pay before their next paycheck. If you believe the pros outweigh the cons then by all means apply. Keep in mind to get loan only when you see no other option and never borrow more than you can afford to pay back.

Next, now being better informed about using cash loans online are you better prepared in choosing one? Find out more about fast cash loans online at this website.


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