WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

3 Top Tips for Getting a Legit Cash Advance

3 Top Tips for Getting a Legit Cash Advance
Payday loans are becoming very popular these days, particularly when households are under increasing financial pressures. In order to meet the demand for these types of loans, a large number of lenders have emerged in the industry. While having a big selection of lenders to choose from is great for customers, they will need to be sure that they are choosing only legit cash advance lenders, as there are many undesirable lenders who are taking advantage of this growing market. The following tips will help you when it comes to selecting legitimate and reputable payday lenders.

Know the legislation

Legislation relating to payday lending can be complicated in the fact that these laws do differ somewhat between states. While some states have no regulation on cash lending, others have very stringent guidelines for lenders. One way to ensure that you are getting a legit cash advance is to gain some knowledge about the laws pertaining to cash advances in your state.

A legit cash advance lender will be one who is authorized to issue these loans in the state in which you live and who complies fully to the legislation relating to cash lending. In some states, payday lending is illegal unless these loans are issued by registered lenders, so you should always select lenders who are recognized by your local jurisdiction.

Use a Payday Loan Website

If you are looking to take out a payday loan online, using a payday loan site will help you get a legit cash advance. These websites have access to a vast number of legitimate and reputable lenders through a nationwide network. In order to be registered with these networks, lenders must have a good business rating and possess the relevant accreditation that allows them to issue payday loans.

When using a payday loan website, you will be required to complete an initial loan request form. This form will be used to match you with a legit cash advance lender who can issue you with the cash loan you are looking for at the best possible price. These sites not only take the hard work out of shopping for your legit cash advance, but they also help you to get your loan at the best rate around.

Understand your loan contract

Before you finalize your payday loan, you need to spend the time reading your loan contract carefully and make certain that you fully understand the agreement that you are entering into. A legit cash advance loan contract should not have any nasty little surprises hidden in the fine print and, if you find something that you are not sure about, be sure to check it out thoroughly before you finalize your loan.

Before you take out any legit cash advance, it is important that you take the time to assess your budget thoroughly. Make sure that the amount you borrow is one that you can afford to repay on your next payday as extensions and renewals of your loans will cost you. Remember, a good payday loan is one that help you out in the short term without adding long term stress on your household finances.


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