WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 23, 2013

Smart Ways to Use Pay Day Loans

Smart Ways to Use Pay Day Loans
In the present times when the threat of recession looms large over our heads, turning to pay day loans seems like a smart idea. Let's begin by considering what are pay day loans? A pay day loan also known as paycheck advance is a short term loan that intends to cover a borrower's expenses till the next pay day.

This kind of a loan can be obtained without a credit check. They are usually in small amounts like $500-$1000.These loans are for a short term and have to be paid back within one or two pay periods. Due to this loan being short term the borrower has to provide the lender with an authorization for direct debit or a post-dated check. These loans also go by the name of cash advance. These loans prove to be a boon if you are in need of some quick cash.

Now you might wonder with the high interest rate charged by cash advance lenders is it really smart to go for pay day loans? Another pertinent question would be with so much financial uncertainty around us will I be able to pay back the loan?

Some advantages of these kinds of loans are, if you have started a new business a pay day loan may help you get over the financial worry that you might otherwise incur. Alternately during an emergency a payday loan may take care of your financial worries.

There are some situations when you need payday loans, e.g.

At the start of a new business: When you have started a new business and you have no income and may need to invest a little money, this kind of loan may help.

Job Relocation: In situations when you have changed jobs or you need to relocate to another place within the same job, a cash advance can help you cover moving expenses.

Catching up in a situation when you went over budget: There are times when our household expenses are way over budget because of maybe a sudden illness, an unexpected guest, Christmas etc. a cash advance could come to your rescue if you are unable to pay your rent or your monthly mortgage payment. One important factor that a borrower should bear in mind is that payday loans can prove to be quite expensive considering the high interest rate charged. You should ensure that you pay it back in the stipulated time.

A smart way of using cash advance in a situation when you have lost your job is to look for cash advance lenders that do not charge you a fee in case you have lost your job.

Another smart way of availing this loan is to use it only for emergencies and pay back as soon as possible. Do not use pay day loans to go on shopping sprees or to buy that electronic gadget you always longed for.

Look for pay day loans that have an interest free period, this would enable you to repay the loan without having to pay cash. Some pay day loans also offer pro-rated refund of the APR if the loan is repaid before the due date. Use this kind of loan wisely so that it proves to be a boon in case of emergencies.

To learn more and to get a payday loan make sure to visit our website AdvanceLoan.net to get your payday loan funds deposited right on your checking account.


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