WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, October 22, 2013

Same Day Instant Cash Advance Loan - Get The Cash You Need Today

Same Day Instant Cash Advance Loan - Get The Cash You Need Today
Life happens. Just when you think you are on track with your finances, something unexpected happens. On a recent morning, Elaine, a super busy mother of three small children found herself with a car that wouldn't start. After several phone calls to various repair shops, the cheapest shop told her that it would cost $800 to fix her car. The good news? She could fix the car today. The bad news, she didn't have $800.

Short term loans also referred to as cash advance loans are offered, to qualifying applicants, based on income. The major advantage to these loans is that you can get an emergency loan in 24 to 48 hours. Traditional loans, such as a Home Equity Line of Credit (HELOC) or a Home Equity Loan can take up to 30 days to finalize and require a substantial amount of time and paperwork. Most banks require applicants to furnish taxes for the past 3 years, income statements, asset verification and a credit check to ensure that the applicant has a good credit.

Cash advance loans are simply an advance on your paycheck. In other words, the lender is giving you cash now but you need to repay the cash back when you get your next paycheck. Loans are usually repayable in 14 to 30 days but some lenders offer an extended repayment period, upon request. You do not need to complete a credit check so it doesn't matter whether you have bad credit or no credit history.

Loan qualification requirements - Do I qualify for a loan?

To qualify for a loan, applicants must earn at least $1,000 per month, after all deductions. Deductions include child support, alimony, medical expenses and retirement deductions. Most lenders want applicants to have been employed with the same employer for at least 3 months, to ensure that you have a steady source of income.

Applying for a loan and getting one - How do I get a loan?

You can get a loan, by applying at your neighborhood cash store or by applying online. Most applicants find the option of applying online to be faster, easier and more discrete. In addition, the loan request is usually approved instantly, which means that, you can get the cash you need, immediately. Applicants are encouraged to complete the application form, thoroughly and honestly because it expedites the approval process. Once approved cash is wired to your checking or savings account.


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