WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 23, 2013

Overcoming Financial Obstacles With One Hour Payday Loans

Overcoming Financial Obstacles With One Hour Payday Loans
Everyday, all over the world people like you and me are finding themselves sinking deeper and deeper in debt. Medical expenses, car repairs and overdue bills are just a few examples of of the hardships that seem to crop up when you least expect it. Some are financially secure enough to take care of these obstacles, most are not. When emergency situations have you in a bind a one hour payday loan is a very viable option to easing your money crunch. One hour payday loans can keep those overdue bills in at bay until your next paycheck arrives. The process is a quick, easy and a private affair these days with just the filing of an online form to the proper lending institution.

An easy internet search will bring up dozens of online lenders willing to extend you a payday loan. Take your time. Do your research and compare interest rates and payback times and fees. Once you have found a lender that fits your liking then fill out their cash advance form with your personal and banking information. Take great care not to give any erroneous information such as routing numbers or social security numbers as these will be automatically rejected. There is no need to talk to anyone or fax anything anywhere. As long as you are at least 18 years old and have held a job for the past 6 months and have an active bank account that has direct deposit set up, you can fill out the application for a loan.

Once the brief form is filled out and your application is submitted than the lender reviews your application and looks at just a few other details. They will check to see if you have had a bankruptcy in the recent past. If you have defaulted on a quick cash advance before or if you have a current one hour payday loan out with another company at the present time. Any of these conditions will have a negative impact on your ability to secure the loan. These loans are simply cash advances that you repay with your next paycheck. Your promise to pay is your post dated check provided by you to the lender. Because of this arrangement, no credit check is performed and no collateral is required.

The terms of one hour payday loans are very short, no more than a month and usually within 15 days, until your next payday. Because these loans are so short term the interest rates are very high. The typical payday loan charges rate anywhere between 20%-30%, a staggering amount when you consider interest rates on a traditional loan. But because the cash advance is so short term the lender looks to make his money quickly. It is, as they say, the price of convenience. On the arrival of your due date the lender simply withdraws the amount of the loan plus any interest and fees directly out of your bank account. The entire process from beginning to end is handled electronically. One hour payday loans have become one of the easiest, safest ways to acquire quick cash for emergency situations.

Jennifer Meinert is an established author who enjoys writing and reviewing many topics including payday one hour and cash advance payday loans. Please visit her site at


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