WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 23, 2013

Making Ends Meet With Pay Day Loans

Making Ends Meet With Pay Day Loans
A few years back, it used to be very difficult for people to get funds from lending companies if they fell short of money. Things have changed dramatically over the years. As financial companies compete against each other to carve their niche in the financial markets across United States, borrowers can look forward to a multitude of loans for every occasion. One such loan is the payday loan that helps individuals take care of sudden expenses that simply cannot wait until the payday.

These types of loans however are often criticized for the exorbitant rates of interest they bring along. This criticism is justified to some extent, as individuals are likely to end up in greater debt if they do not repay the money on the payday. Such loans are like any other financial tool that has its own set of pros and cons. Whether payday loan is good or bad entirely depends on how you plan to use it to manage your situation. It is certainly not a permanent solution to your financial woes. These loans can be of immense help if you make it a point to pay them on the payday as agreed. As a rule of thumb, repay the loan as soon as you can, as the longer it takes higher would be the rate of interest.

Many financial companies allow you to alter the repayment date but always remember that such a luxury would come with a heavy price. You will be required to pay additional fees along with the total amount to be repaid to get your loan tenure extended. And even after doing so, there is no such guarantee that your financial problems would be resolved and you would be in a position to repay the loan. After all, there is a limit to how long your loan tenure can be extended. So, never consider this option until you are sure that you will have money to repay the loan by the new due date. The way you manage your finances will decide whether a pay day loan was a good or a bad decision in your case.

Now that we know the downside of taking a pay day loan, let us look at the brighter side too. Pay day loan is great if you are planning to use the money to settle some sudden medical expenses. This loan can also be used to repay other bills such as credit card bills, phone bills, or any other bills that need to be paid. While it is okay to use a pay day loan once in a while for paying utility bills, you should not get into a habit of repaying them in this manner. Work out an alternative method and do some serious budgeting so that this situation does not arise again. For instance, if your credit card due date is a couple of weeks after your payday, talk to the credit card company to see if they can adjust the billing cycle so that the due date comes just after the payday.


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