WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, October 31, 2013

Cash Advance Lenders Direct Customers to Best Payment Methods

Cash Advance Lenders Direct Customers to Best Payment Methods
Unpaid debt from direct cash advance lenders is a one way ticket into high cost troubles. When paid on time, these loans are quite cost effective to prevent other financial wears and tears. When the loans are left unpaid, the price will often send a person's finances into a downhill spiral.

When looking for a quick loan, it is important to not go overboard with excitement when seeking out a cash advance online lender to help finance your way out of a financial crunch. If you get too excited in obtaining fast cash, the payoff might end up being overlooked. Too many short-term loan borrowers focus only on the problem at hand rather than considering the potential of additional problems happening later.

Since most direct loans have payoffs targeting your next paycheck, it is important to understand the terms and conditions of the loan. This information is presented along with the loan contract. If you do not receive these from the lender, it would be better to find a new company to work with. When you do get this information, take all the time you need to understand what will occur if you do not get the full payoff made on the original due date. This is best done prior to obtaining the cash rather than stumbling upon extra costs when you can't afford to pay in full. Take a few more minutes and ask questions so there are no surprises later.

*Does the interest rate change after the due date? (A responsible lender will not increase the interest as a consequence of having to extend or rollover your loan.)

*How much money is charged for NSF charges if my bank account fails to support the debit?

*Am I penalized for making the payment early?

*Is there a charge just to apply?

*What are your collection's procedures?

*Is there a time limit before the company sells a default loan to debt collectors?

Once you know what is ahead of you, there will be more incentive to make good on the debt. An online cash advance direct lender will only be a cost effective approach to correcting financial problems if they are paid off quickly. Too many households have watched their money problems explode once short-term loans linger unpaid for too long. With each rollover or extension there comes additional interest. The high interest loans eat away at every paycheck until the balance can be paid off completely. Paying down the loan with each payment is the best way to save on interest. Some people think that paying it all off and applying for a new loan is the best way to go. As it may be the only option for those who live in a state that restricts roll-overs, it is not cost effective. With a new loan, you will have to once again pay the interest on the full amount. If you make a payment that includes the fees as well as a payment to lower your balance, you will lower the bill for the next term. Lower balances accrue less in interest costs. If you need to take extra time to pay off your fast cash loan, then do it smartly and pay the balance down as best as you can with each payment.

Any good lender will help guide you through best payment strategies. The customer service representatives are supposed to be there to help you. If you are working with a cash advance direct lender who is not providing necessary guidance, then it would help you to apply for a loan somewhere else. Payoff the initial lender and use the new direct lender's suggestions to get out of the high interest debt. If the new direct cash advance lender is willing to help you find best payment methods, they are worth using again if finances ever slip back into trouble.

Spotya! Cash Advance Loans does not advocate using a payday loan for just any type of spending. Visit


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