WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

Bank Fees Vs Payday Loans

Bank Fees Vs Payday Loans
As the world turns, more and more people are experiencing some of the hardest times of their lives financially. Having to deal with the fact that paydays and hours have been cut making for less money and overdrawn bank accounts. The over the limit fees certainly to not make the situation any easier for the consumer either. The fees can range anywhere from $25-50, depending on the institution that the bank account is with. There are ways to avoid the horrible over the limit fees and keep your good standing with your financial institution.

When it comes to being overdrawn with your checking account, the only thing that can be done is paying the fees back which in some cases can be quite outstanding along with the amount of the check or debit. Most banks allow the biggest and most expensive checks to go through first which allow for the other smaller checks to bounce just as well thus creating more fees and income for the bank. Some people have resorted to taking out online cash advances in order to keep their checking accounts in good standing.

Payday loans can be better known as cash advances, short terms loans, personal loans, payroll deposit loans and course payday loan. They are becoming one of the smartest ways to manage your finances as they can cost significantly less than any bank account over the limit fees. They can be fast, easy to use and very secure when choosing the right business to work with. Payday loans are used as a short term loan that can be used for just about anything, so they are perfect for trying to avoid over the limit fees with banks. At the time of taking out the loan the predetermined amount of fee is going to be included in the amount that is given to you. It is going to be clearly stated on any paper work that is filed. These fees are going to range on the amount of money that is borrowed and typically the amount that can be borrowed is around $100-500. They can take just minutes to process and can be in your checking account within a couple of hours.

Payday loans offer a better approach to trying to avoid any over the limit fees with banks. There are programs that allow money to be taken directly from your savings account and kick in when the account is close becoming overdrawn also. If there is no money in savings account though you are going to be in as much trouble as before and getting over the limit fees charged to account. There are negative aspects to doing this kind of thing though as there can be fees charged to your checking or savings each time there is money transferred. Usually as an overdraft occurs the fees are going to grow making both the accounts very overdrawn.

Payday loans offer great benefits when it comes to trying to avoid any overdraft fees that comes with dealing with a bank. Payday loans are only going to have one certain set fee amount that is disclosed before is given to the consumer. They offer some of the easiest and fastest applications on the web and can have your cash deposited into your account the very next day or the same day the loan was processed. You can also find many payday lending institutions in your local area, you just need to check and see if payday loans are allowed to be given in your area. Payday loans can be taken advantage of online anywhere from 24/7 to certain days and hours from the privacy of your own home.


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