WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, July 20, 2013

Consider the Options Best for You When You Need to Borrow Money

Consider the Options Best for You When You Need to Borrow Money
Borrowing money is not easy, and it should not be. A loan is a serious financial commitment that should be thought about and considered carefully before making an application. Loans, overdraughts, credit cards - these are all forms of credit you should take great care with if you find you need them, consider all your options and choose the services which suit your needs and finances best.

This is also true for short term payday loans. While they are quick and simple to apply for, it is still a serious financial matter and should not be rushed. In addition to making sure you are borrowing form a reputable lender who practices responsible lending, you also need to ensure you are being a responsible borrower by only applying for a loan you know you can afford to repay.

Reputable payday lenders will not just send any applicant money. Although the short term loan application procedure is simple, quick and easy, it is still a robust and thorough check on the applicant's financial status, employment status and proof of identity.

Most short term cash advance applications take just a short while to complete and submit. The best lenders provide all the information you need about costs of a loan, interest rates and any additional charges, before you submit an application.

You should avoid any lender who asks you to commit to a loan before you are aware of exactly how much it will cost and what the APR is. The best lenders provide all this information on their websites so you should have no trouble identifying and making a note of all the pertinent information required.

After you have submitted an application for a short term loan, it will not take long until you receive notification of the outcome. If you meet the requirements then the chances are, you will be able to borrow the funds you need.

Remember, the checks within the application process are there to protect the borrower and the lender too, not to make life stressful! That is why reputable lenders go out of their way to make the online applications as simple and easy to complete as possible. They understand that borrowing money is stressful enough as it is.

A loan application is more than a form though. It makes up part of your credit agreement with a lender. It is part of the important administrative process which prevents against unscrupulous or unfair lending practices and it guards against fraudulent applications.

If you are completing an application for a short term loan and need help or have questions you need to ask before you submit it, then the best lenders will have customer service teams available via telephone or online messaging.

Customer advice professionals will be able to help you complete your application or answer questions regarding interest rates, fees, charges or repayment options. The best lenders have helpful qualified staff on call who will happily answer all your questions without ever attempting to sell or coax you into borrowing. You should never be harassed or coerced into borrowing money. If this happens you are within your rights to report the lender to the OFT.

If you find you are in need of emergency cash and are not sure about how to deal with it, you could consider a short term payday loan. If you are employed, have an active UK bank account and proof of your identification, you will be eligible to apply for this time of short term cash advance. Do research into the best lenders carefully, calculate how much you can afford to borrow and think before applying.

Borrowers, who consider their options and needs properly before applying, tend to get the best and most use from using short term payday loans as an emergency financial solution.

The author of this article is a customer service manager at DoshDelivery.co.uk. He is also a staff writer for the company. Dosh Delivery is a pay day loan company who offer loans to eligible individuals directly without any intervention of brokers. To know more about the services offered by icashloans, Click in here


Post a Comment