WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, July 18, 2013

$1,000 Cash Advance - Getting An Unsecured Personal Loan When You Need It

$1,000 Cash Advance - Getting An Unsecured Personal Loan When You Need It
A Cash advance loan is a small, short term loan that is secured against a future paycheck. Whether you need cash for an emergency situation, such as an automobile breakdown or need cash to pay your monthly bills, a cash advance loan can be a convenient option.

Consumers use unsecured personal loans to manage unexpected situations or to pay rent, utilities, household expenses, vacation bills, home repairs, child care or medical expenses. The fact is, most households live paycheck to paycheck and cannot manage unplanned situations that require cash.

Unsecured personal loans are a good option for most people, because lenders do not require the applicant to pledge an asset, in order to secure a loan. An example, of an asset can be a car, a home or any other value property that the applicant may own. Since unsecured loans do not require you to own major assets, most people can qualify for a loan, as long as they have a steady source of income or employment.

How Can I Get A $1,000 Loan? 
Most cash advance lenders provide loans of $100 to $500, however some specialized lenders provide loans up to $1,000, if you qualify. In order to borrow $1,000, the applicant must ensure that they make at least $1,000 after all paycheck deductions. Deductions may include retirement, medical, child care, child support, etc. The lender must be able to verify that you can repay your loan, without hardship after deductions and other financial obligations.

The first step in getting a loan, is finding a reputable lender. You can use your neighborhood cash lender or an online cash store. Most people prefer online lenders because you can apply for a loan in minutes and enjoy the convenience of instant approval, with cash wired to your bank account in a few hours.

Once you find a lender, you can apply for a loan, securely online. The lender will verify your employment status and income. Applicants must be at least 18 years or older, to qualify for a loan. Banks do not offer loans to minors, under 18 years of age. In addition, some lenders require applicants to be citizens of the United States.

What If I Have Bad Credit? 
Consumers can qualify for a cash advance, even if, they have poor credit, a history of bankruptcy or foreclosure. Disclosing this information on your application, does not disqualify you from getting a loan. Most people will indeed qualify for a loan, if they have steady employment.

How Soon Can I Get My Money? 
If you have a checking or savings account, the lender can wire cash to your account, usually within a few hours. Some lenders may take up to 24 hours, depending on how long it takes to verify your loan application and approve your loan request. It is important to complete your loan application, as thoroughly and as truthfully as possible, so that your information can be verified easily.

icashloans.com offers unsecured cash advance loans, up to $1,000 in hours, after applicants complete a short online application. Most applicants are approved, even if, they have bad credit or a history of bankruptcy.


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