WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, November 5, 2013

Payday Loans - What Are The Drawbacks And How Do They Work

Payday Loans - What Are The Drawbacks And How Do They Work
Many of us eagerly await that special monthly day where we receive our pay, and sometimes, our financial situation is so tight the money is gone almost before we know it. Bills, expenses, and the general cost of living can really put a dent in our monetary situation. The worst part is that something can happen out of the blue that might cost us even more money. If you have ever had a car break down, had to take someone to the hospital, or had an unexpected bill pop out of nowhere, you know the feeling. Luckily, instant payday loans can be there to relieve the pain. Getting a loan has become much more difficult if you are dealing with banks. Payday loans are a much faster solution, and they can actually be more convenient for many people. Here is some more information on this great service.

It is a an amount of money that you borrow that is sizable enough to take care of most major expenses you might incur, and then you return the money on your next salary payment. Usually the amount is somewhere between a few hundred and a thousand pounds. To qualify for the loan, you do need to have a job to make sure you can pay it back. How much you can borrow is usually based on your income. If you want to extend the period of the loan you can often do it if you apply within a day and make sure the interest payments are up to date.

How much will this cost?

You will not have to worry about paying any secret fees or fines that appear out of nowhere. Everything you will owe is clearly gone over in the contract you sign. As a general rule of thumb, the amount of money you pay back is going to be around three pounds for every ten you borrow. If you borrow 200 pounds, you will pay back 260. This is the standard rate that many businesses offer, but some will be higher and others lower.

Is this sort of deal that fits for you?

If you have a job that pays consistently and a bank account where the loan can be deposited, a payday loan might be just the thing to meet your temporary financial needs. If your car breaks down, are you going to fix it, or are you going to call your boss and tell him you cannot make it to work? Imagine all the money you might lose in a case like that.

Even if your prior credit history is poor, you can still get a loan.

Here are the benefits of a payday loans:

-simple and easy to get 
-can pay for emergencies easily 
-can avoid debt in some cases 
-almost instantaneous 
-in many cases can have the money within the same day

Payday loans drawbacks: 
The higher rate of interest makes them a poor choice for long term endeavours like buying a house or a car.

How can you get a payday loan in Britain?

You just need a working bank account, a 40 hour a week job, and to be an adult. Most loans are approved, and your credit rating is not a concern. It's a great safety net when you need money the most. Apply for a loan when you need assistance, and see how easy it really is.


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