WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, November 6, 2013

Online Payday Loans Do Not Require a Credit Check or Faxing Documents

Online Payday Loans Do Not Require a Credit Check or Faxing Documents
Let's face it: there are times when you need money now. If you have bad credit, and likely no credit cards as a result, access to fast cash is not as simple as it seems. Finding a loan is a hassle since it involved faxing documents, going through a credit check and waiting, waiting, waiting. However, instant online loans can solve that problem if you need to borrow up to $1,500. Also called payday loans, instant loans do not require faxing documents, have no credit check and can be deposited right into your bank account within 24 hours.

A Great Choice

In order to qualify for an instant loan, you need to give the lender some basic information. This will include your name and address, home phone number, bank account and routing number and employer. All of this information can be filled out in one, simple online form and sent to multiple lenders online instantly. Once your information has been shared, you will be given several quotes from online lenders that will include principle amount, interest rates, and other fees.

Using the online application process is a great choice since it will generate choices for you and allow you to assess the different options available without leaving your home or office. You can fill out your application, select a lender and get the money you need all within a few hours.

Repaying a Payday Loan

As the name implies, payday loans can be a bit different in terms of their repayment as opposed to traditional personal loans. The idea is that the loan serves as an extra payday for you and is then reimbursed when your real payday comes around. In this respect, you will generally be given between 14 and 45 days to pay back all of your loan plus interest. This is why getting payday loans means only borrowing up to $1,500. It would be nearly impossible to payback more than that in such a short period of time.

Also, it is important to note that most payday loans will carry interest rates that are slightly higher than you are used to seeing advertised. This is because the short terms of payday loans makes it unprofitable for lenders to charge a low interest rate. That is why comparing different offers is essential. You want to make sure that you are gettong the most money for the least interest.

Free Application and No Obligation

If you are still wondering if getting an instant payday loan is the right decision for you, then you are in luck. Online lenders understand the many choices that go into taking a loan and that people with bad credit are in an especially tight place. Therefore, there is no fee for filling out an online application for a payday loan and no obligation to take the loan. This gives borrowers the opportunity to see what options are out there and make an informed decision. Without the hassle of faxing documents or going through a credit check, if you need money, at least looking into the possibility of an online payday loan is a great way to begin your search for answers.


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