WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

Make More Profit From Direct Payday Lenders

Make More Profit From Direct Payday Lenders
Payday loans are just like an advance on your salary. However, a third party is involved who is called a lender. Options of lenders are banks, online payday lenders, instant payday lenders, direct payday lenders and so on.

Direct payday lenders are the best option. Since you get to talk with the lender and you don't have to pay an additional fee to an agent. These loans are usually available from $100 to $1500. However, if you are in need of additional funds more than $1500, you can talk to the lender. The process is less complicated as compared to normal loans. However, if you have a good credit record, you should approach your own bank first. This is because when you are dealing with your own bank, there is no third party involved and your bank account information is more secure.

The procedure is simple. First, you should look for one of the best direct payday lenders. Then, contact them online or you can go to their office directly. Then fill up a simple form along with a few necessary documents. And then, the money gets deposited into your account. This might take from 1 hour to 24 hours. And this money can then be repaid on your next pay day the day when you receive your next pay.

Another good thing about direct payday lenders is that they don't check your credit record unlike in banks. The money gets transferred to your account quickly and you can extend your due date if you are not able to repay the loan on the due date. The, due date is usually 15 days after you get the loan. However, you can extend it up to 100 days. They might take some action if you exceed more than 100 days.

Also, if you get your pay before the due date, you should not return it then as they might charge a penalty in that case, you might want to select direct payday lenders who don't.

Many a times we face some emergencies like medical problems or school fees due to which, we fall short of money. That is when you need to go to direct payday lenders. Payday loans are nothing but short term loans which we all require at some point or another.

The procedure is simple, you need to fill out a simple form, give them necessary documents or fax them, along with that you need to give them a post dated cheque (PDC) of the amount you require and the fee interest, mostly 10 to 15 %. This cheque should be dated to your next payday the day when you receive your pay.

Many options of direct payday lenders are available. You should select the one who suits your needs.

1. Terms and conditions: always read the terms and conditions carefully before the formalities are done. There might be some conditions which you do not accept. In that case, try a different lender.

2. Rate of interest: The rate of interest usually higher than the normal rate of interest. Look at all the rates from different lenders and select the one which is suitable for you the lowest.

3. Their reputation or image: Ask some colleges or friends about lenders. They might know some trust worthy ones.

4. Penalty (whether the charge a penalty if you return the money before the due date): some direct payday lenders charge you a penalty for returning the money before the due date. You would want to select the one who doesn't.

5. Your credit record: If you have maintained a good credit record so far, try and go to your own bank. Even if you don't have a very good credit record, you can go to some other lenders who might help you.

Always select a lender who suits your needs so that you don't face a problem later on.

With our direct payday lenders you can get payday loan quickly and securely. Our Payday Loan Lenders use safe, secure and advanced systems to allow you to apply quickly with no faxing required.


Post a Comment