WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, July 19, 2013

Responsible Payday Loan Companies Go The Extra Mile

Responsible Payday Loan Companies Go The Extra Mile
Expert Author Holly Petherbridge
With all the payday loan companies offering online short-term loans, how does a person know which one to apply to? Unless there was a referral from a friend or relative about a good lending experience with a certain company, the websites may all look the same. The problem is that they are not all the same and it takes some legwork by the customer to find a good lender among the numerous pages of search engine results.

For starters, if you reside in the US, you will want to make sure the company you work with does as well. Here in the states, there are many regulations set up to protect consumers. There are some states which have banned the loans altogether while others placed caps on interest and loan amounts. If you live in a state that regulates the short-term loan, seeking loans outside the states will only put you in jeopardy if something goes wrong. Your state government will not be there to have your back. Bottom line, borrow according to the regulations set by the state in which you reside.

Is the webpage you are looking at a direct lender? Some websites only offer services to connect you to a lender. The company which accepts your application may not be one you want to do business with. By no means are you obligated to accept a loan just because it is offered. If you do use a company which finds lenders, take the time to research that particular company in order to make sure it is a business you will be comfortable sharing your personal information with. Check their fees, interest rates and read through the terms and services. This is best practice for any borrower looking at any type of money transaction by a third party. Experts suggest similar advice to someone looking to open a bank account. Find one that fits your personal situation.

A lender's website should be clear and informative. The application should not be difficult to fill out. A responsible lender will want to know your contact information, your work and personal reference contacts. Most importantly, your bank information is a key factor in qualification. A loan processor will review and check this information for accuracy to make sure an applicant truly qualifies for a fast cash short-term loan. Processing a loan without verifying information is the practice of a predatory lender. Keep communication open and ask as many questions as needed. Good payday loan companies will provide answers without pushing a person towards a loan.

In this day and age, the payday loan industry has been given a bad reputation for taking advantage of financially vulnerable applicants. Does the website offer advice which could possibly help an applicant think about payment options or a blog about how to budget for the short two week loan term? If a lender is truly thinking about the consumer, there may even be information somewhere on other possible financial solutions rather than the payday loan.

Spotya! Payday Loans does not advocate using a payday loan for just any type of spending. Our loans are meant to be short-term being paid off with the borrower's next paycheck. Visit https://www.icashloans.com/ for more information on payday loans.


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